Financial Analyst - Business Clients - Sofia

ProCredit Bank Bulgaria is part of the international ProCredit Group, which is headquartered in Frankfurt, Germany. We are a flexible and innovative bank. We are pioneers in the modern and pragmatic banking solutions, personally tested by us, that have positive impact for our customers. We are constantly optimizing our processes, improving customer experience every day. We stand out with convenient and fast digital banking, clear and transparent conditions, and high quality of service. For us, the topic of environmental protection, social responsibility and people's education is not a trend, but a permanent attitude. We believe that people are the engine of change and the instigator of innovation.

ProCredit Bank is currently seeking a qualified candidate for the position of Financial Analyst - Business Clients for our team in Sofia.

Responsibilities:

• Manage a loan portfolio focusing on quality, risk management and client retention
• Perform financial analysis and credit assessments to support sound underwriting decisions
• Prepare and present credit proposals and participate in Credit Committees
• Coordinate legal, AML, collateral and technical assessments during the approval process
• Execute direct sales of loan and non-loan products, including signing loan agreements
• Monitor the loan portfolio and manage areas and problem exposures in coordination with relevant internal units

Main requirements:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• 3+ years of relevant experience
• Strong knowledge and practical experience in financial analysis, credit assessment and lending processes
• Ability to analyze financial statements, cash flows and business performance to support sound credit decisions
• Very good command of English language (speaking and writing)
• Driving license is considered an advantage

Our offer:

• Working in a dynamic international environment
• Professional growth in a motivated team
• Training opportunities
• Flexible working time (from 7:30-09:00 a. m. to 16:30-18. 00 p. m. )
• Other benefits: 25 days annual paid leave, additional health insurance, Multisport card, transportation cost amount, additional amount for summer vacation and heating season, preferential conditions for products and services in the bank and preferential fees for education at Denis Diderot School.

Only short-listed candidates will be invited to the upcoming stages of the selection process.

Your application will be treated with strict confidentiality and compliance with the legal requirements for personal data protection.